Introduction
If you’re holding USDT (Tether) in your Trust Wallet and want to move it into your US bank account, you may have noticed there’s no direct “Withdraw to Bank” option in the app. Don’t worry — in this guide, I’ll explain step-by-step how to transfer USDT from Trust Wallet to Bank Account in the USA. This guide is beginner-friendly, safe, and will help you convert your USDT into real USD in just a few steps.
🔄 Step-by-Step Guide to Transfer USDT from Trust Wallet to Bank Account (USA)
Step 1: Move USDT from Trust Wallet to an Exchange
Trust Wallet only stores crypto — it cannot send money directly to your bank.
To cash out, you need a crypto exchange that supports USD withdrawals in the USA, such as:
- Coinbase
- Kraken
- Binance US
👉 Screenshot idea: Trust Wallet screen with “Send USDT” option.
Steps:
- Open Trust Wallet.
- Select USDT and tap Send.
- Copy your USDT deposit address from your exchange (make sure network matches: ERC-20, TRC-20, or BEP-20).
- Paste the address in Trust Wallet, enter the amount, and confirm.
- Wait for the transaction to complete.
Step 2: Sell USDT for USD on the Exchange
Once your USDT reaches your exchange account:
- Log in to your exchange (Coinbase, Kraken, Binance US).
- Go to the Trade/Convert section.
- Select USDT → USD.
- Confirm the trade — now your USDT is converted into US Dollars.
👉 Screenshot idea: Exchange dashboard showing USDT → USD trade page.
Step 3: Withdraw USD to Your US Bank Account
Now that you have USD in your exchange wallet, you can send it to your bank.
- Go to Wallet → Withdraw → USD.
- Select your Bank Account (ACH / Wire Transfer).
- Enter the amount and confirm withdrawal.
- Funds arrive in your bank within 1–3 business days (ACH) or same day for wire transfers (with fees).
👉 Screenshot idea: “Withdraw USD” screen with bank account selection.
⚡ Alternative Methods
1. Trust Wallet “Sell” via Ramp (if available)
Some versions of Trust Wallet include a Sell feature (via partners like Ramp). You can sell USDT directly to USD and withdraw to your bank.
- May require KYC verification.
- Fees can be higher than exchanges.
Also Read:- Learn Trust Wallet Ramp KYC Guide for verification.
2. P2P Trading (Binance P2P, OKX P2P)
You can sell USDT to verified buyers in exchange for USD bank transfers.
- Direct bank deposit.
- Always choose verified traders with high ratings.
💡 Pro Tips for Smooth Transfer
- Always check network fees before sending USDT.
- Use ACH transfers for low fees (wire is faster but costlier).
- Keep some native tokens (ETH, TRX, or BNB) in Trust Wallet to pay gas fees.
- Make sure your exchange account is verified (KYC) for bank withdrawals.
📌 Conclusion
That’s it! Now you know how to transfer USDT from Trust Wallet to Bank Account in the USA. The process involves:
- Sending USDT from Trust Wallet → Exchange.
- Selling USDT for USD.
- Withdrawing USD → Bank account.
It may seem like a few extra steps, but it’s the safest and most reliable way to cash out your Tether holdings.
👉 Bookmark this guide for your next withdrawal and avoid mistakes that could cost you fees or delays.
FAQs: How to Transfer USDT from Trust Wallet to Bank Account (USA)
1. Can I send USDT directly from Trust Wallet to my bank?
No, Trust Wallet is a crypto wallet and cannot send USD directly to a bank. You must first send USDT to a crypto exchange that supports USD withdrawals.
2. Which exchanges in the USA allow USDT to USD withdrawals?
Popular exchanges include Coinbase, Kraken, and Binance US. These platforms support USD withdrawals to your US bank account via ACH or wire transfer.
3. How long does it take to transfer USDT to my bank?
- ACH transfer: 1–3 business days
- Wire transfer: Same day (fees apply)
4. What network should I use to send USDT from Trust Wallet?
Use the same network as your exchange deposit address: ERC-20 (Ethereum), TRC-20 (Tron), or BEP-20 (BNB Smart Chain). Choosing the wrong network can result in lost funds.
5. Are there fees for transferring USDT to an exchange?
Yes, you may pay network (gas) fees when sending USDT. Exchange withdrawals may also have fees, depending on the platform and withdrawal method.
6. Can I use Trust Wallet’s “Sell” feature to withdraw USD?
Some versions of Trust Wallet support a Sell via Ramp feature. You can sell USDT directly and withdraw USD to your bank, but KYC verification is required, and fees may be higher than exchanges.
7. Is P2P trading safe for converting USDT to USD?
Yes, if you use verified traders with high ratings on platforms like Binance P2P or OKX P2P. Always follow the platform’s escrow system for secure transfers.
8. Do I need KYC verification to withdraw USD?
Yes, most exchanges require KYC verification for bank withdrawals. Make sure your account is fully verified before attempting to withdraw.
9. Can I avoid network fees when transferring USDT?
No, network fees are mandatory for blockchain transactions. You can minimize costs by choosing a cheaper network (e.g., TRC-20 instead of ERC-20).
10. What should I do if my USDT transaction is pending for a long time?
Check the network status and ensure you used the correct network and deposit address. Contact your exchange or Trust Wallet support if delays persist.
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